Compare Stocks & Shares ISAs

FSCS Protected: If Lightyear goes out of business and there is a shortfall in the funds they are holding for customers, they may be able to claim for losses up to the value of £85,000 through FSCS

Transfer in existing ISA?: Yes

ETF trading fee: £0

UK shares trading fee: £1

EU shares trading fee: £1

US shares trading fee: 0.1% (min $0.10 / max $1)

Fractional shares: Yes

Interest on uninvested cash: 3%

Flexible ISA: Yes

Foreign exchange fee: 0.35%

Fund fees: If you invest in funds, you'll have to pay fund fees between 0.03% and 0.78% depending on the funds you choose

Offer details: The code CLEVERISAFX lets customers convert currencies in Lightyear for free, up to a total buying and selling value of £10,000. The free conversion allowance will last for 30 days from the moment it's claimed, or until the £10,000 cap is reached. To get it, you need to sign up with the code BCWYC and deposit at least £100 into the account. Capital at risk. Standard terms apply.

Further details: Capital at risk. ISA rules apply. The value of investments can go down as well as up. Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN 987226)

You can't invest in individual shares with InvestEngine, just exchange-traded funds (ETFs)

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: No

Flexible ISA: Yes

Foreign exchange fee: N/A

Fund fees: When you invest in funds you'll also have to pay fund fees between 0.03% and 0.89%, depending on which ones you choose

Offer details: £100 welcome offer ends 31 August 2025. The amount you'll get for the Tax Year End bonus depends on how much you deposit or transfer, ranging from £12,000 for a £50 bonus to £3m for a £4,000 bonus. You need to stay invested for at least 12 months to qualify for the bonus. We may receive commission from those who sign up through our link.

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Other investment options: You can also invest in individual shares and themed investments

Interest on uninvested cash: 4.58%

Flexible ISA: No

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Fractional shares: Yes

Interest on uninvested cash: 4.50%

Flexible ISA: Yes

Foreign exchange fee: 0.50%

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose

Further details: Your capital is at risk. The value of your investments may go up or down. Tax treatment depends on your individual circumstances and ISA regulations which may change. T&Cs apply.

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Other investment options: You could also choose to invest in managed portfolios with Dodl

Interest on uninvested cash: 4.58%

Flexible ISA: No

Foreign exchange fee: 0.75% (up to £10,000)

Fund fees: If you invest in funds, you'll have to pay fund fees between 0.03% and 0.45% depending on the funds you choose

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: 2.53%

Flexible ISA: No

Foreign exchange fee: 1.00%

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: 1.51%

Flexible ISA: No

Foreign exchange fee: 1.50%

Fund fees: If you invest in funds, you'll have to pay fund fees between 0.03% and 1.5%

Offer details: From 1 September 2025 to 30 September 2025, new customers opening a GIA or ISA can get £50 towards trading fees to use by 31 December 2025.

To get an ISA with CMC Invest you need to be signed up to the Plus Plan, which costs £10 per month

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: 2%

Flexible ISA: Yes

Foreign exchange fee: 0.50%

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose

Offer details: The first three months of the Plus Plan are free, after which it'll cost you £10 per month

FSCS Protected: Protection of up to £85,000 of your deposits

Transfer in existing ISA?: Yes

Interest on uninvested cash: No

Flexible ISA: No

Foreign exchange fee: 0.45%

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose

Further details: You're limited to 16 funds to invest in, and can invest in the full range of 26 funds with the Premium plan which costs £9.99 per month. Tax treatment depends on your individual circumstances and may change in the future.

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: 4.5% on up to £100,000

Flexible ISA: Yes

Foreign exchange fee: 0.70%

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose

Trading fees: You get £50 worth of free trades every 6 months. Funds cost £4 per trade and shares cost £10 per trade.

Fund fees: If you invest in funds, you'll have to pay fund fees depending on the funds you choose. There are no platform or trading fees when you invest in Charles Stanley Multi Asset Funds

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Fractional shares: No

Interest on uninvested cash: No

Flexible ISA: No

Foreign exchange fee: 1.00%

Offer details: The amount you'll get in cashback depends on how much you transfer. A transfer of £20,000 gets you £300 cashback.

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Fund fees: You'll have to pay additional fund fees of up to 0.15%

Interest on uninvested cash: No

Ready-made portfolios available: 2 tracker funds to choose between: an L&G cash fund and a Fidelity Global Shares fund

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: No

Flexible ISA: Yes

Further details: Wealthify Limited is authorised and regulated by the Financial Conduct Authority (No. 662530). Over 18s, UK residents and UK taxpayers only. Up to £85,000 of eligible deposits is protected by the UK Financial Services Compensation Scheme (FSCS).

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Platform fees: Fees are reduced the more you invest. You're charged 0.45% on up to £250,000, 0.25% on the next £750,000, and 0.1% on the next £1,000,000. For amounts over £2m there is no charge.

Interest on uninvested cash: 2.53%

Flexible ISA: No

FSCS Protected: Yes

Transfer in existing ISA?: Yes

Interest on uninvested cash: No

Flexible ISA: Yes